Unlock the Value of Your Investments – Get Instant Loans with Ease Need quick funds without breaking your long-term savings? Our Loan Against Fixed Deposit (FD), National Savings Certificate (NSC), or Kisan Vikas Patra (KVP) is the perfect solution. Whether it's for a medical emergency, business need, education expense, or personal obligation, you can avail a secured loan using your existing investments as collateral—without prematurely liquidating them.
Eligibility Criteria
♦ Individuals holding valid FD, NSC, or KVP certificates in their name.
♦ Joint holders can also apply (subject to consent of all holders).
♦ Must be a resident of India.
Note: Loan cannot be availed against tax-saving FDs with a lock-in period.
Documents Required
♦ Valid photo ID proof (Aadhaar, PAN, Voter ID, etc.)
♦ Address proof
How to Apply?
♦ Visit the nearest branch or apply online via our website.
♦ Submit required documents along with your investment details.
♦ Get your loan sanctioned within a short time frame.
♦ Funds will be disbursed directly to your bank account.
Why Choose Us?
♦ Trusted and transparent process
♦ Competitive interest rates
♦ Expert financial advice
♦ Personalized customer support
Frequently Asked Questions
Q. Will my FD/NSC/KVP continue to earn interest during the loan period?
Yes, your investment continues to earn interest as usual.
Q. Is there a prepayment penalty?
No, we offer flexible prepayment options without any penalties (T&C apply).
Q. What happens if I default on the loan?
In case of default, the lender reserves the right to liquidate the pledged FD/NSC/KVP to recover dues.
